Financial Planning - Understanding Your Goals

RETIREMENT — When do you want to stop working and how much do you think you’ll spend each year?

EDUCATION FUNDING — Are you sending anyone to college? If so, how old are they and how much would you like to spend?

GOAL FUNDING — Are there any large purchases in your future? If so, when will they happen and how much do you think you’ll spend?

DISABILITY INCOME — In the event that you can’t work because you are sick or hurt, how do you plan to pay your expenses?

BUSINESS PLANNING — When do you want to stop working and how much do you think you’ll spend?

ASSET ALLOCATION — Do you understand how your portfolio is invested?

SURVIVOR INCOME NEEDS — How will your family pay the bills or reach other financial goals in the event of your premature death?

LONG-TERM CARE — What impact will nursing home or in-home care expenses have on your personal financial situation?

ESTATE PLANNING — In the event of your disability or death, have you considered who should act on your behalf or what you want done with the things you own?

INCOME TAX STRATEGIES — Do you understand how income taxes impact your financial goals?